| Rev. January 2011 | |
| FACTS | WHAT DOES DAVE SMITH FRONTIER SALES DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. The information can include: When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Dave Smith Frontier Sales chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Dave Smith Frontier Sales share? | Can you limit this sharing? |
| For our everyday purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes- to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates' everyday business purposes-- Information about your transactions and experiences | Yes | No |
| For our affiliates' everyday business purposes-- Information about your creditworthiness | Yes | Yes |
| For our affiliates to market to you | Yes | Yes |
| For our nonaffiliates to market to you | Yes | Yes |
| Questions? | Call 800-635-8000 ext 1216 or to opt out - go to: davesmith.com/optout.htm |
2021 North 4th Street
Coeur D' Alene, ID 83814